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Wednesday, August 27, 2008

Frequently Asked Questions of Undergraduate Private Education Loan

Frequently Asked Questions



What is a Chase Private Education Loan?

A Chase Private Education Loan is a credit-based loan that can be used for any qualified education related expense. A Chase Private Education Loan may be just the solution you're looking for when it comes to financing college. Our competitive interest rates and convenient application process give you a fast, easy way to get the loans you need. As the loan is credit-based, you can not be turned down for making too much money or having other financial aid. As a leader in education financing, Chase offers one of the most competitive private education loan programs in the country, designed with your needs in mind.
What are the eligibility requirements?

Here's what you need to be eligible for an Undergraduate / Graduate Private Education Loan:

* An undergraduate or graduate student 18 years of age or older (19 in Nebraska and Alabama, 21 in Mississippi and Puerto Rico) in a degree or certificate program
* Enrolled at least half-time as determined by your school
* Attending a Chase-approved school
* Meeting the guidelines below (a co-signer is typically necessary for undergraduate students to qualify, but is not required to apply):
o You and/or your co-signer, if any, are creditworthy
o You must be a U.S. citizen or permanent

Note: An approved school is any accredited degree-granting institution of higher education approved by Chase.
Are there any fees or credit requirements to apply?

Yes. Origination fees vary.

For undergraduates
Origination fees range from 0.00% to 4.99% depending on the repayment option selected and creditworthiness of the borrower and co-signer (if any).

For graduates
Origination fees range from 0.00% to 4.99% depending on the creditworthiness of the borrower and co-signer (if any).

View repayment examples.
How much can I borrow?

The annual maximum borrowing limit is the lesser of $40,000 or the estimated annual cost of education.
What educational expenses does the loan cover?

A Chase Private Education Loan is an ideal way to supplement Federal loans. It provides the loans you need for college or graduate school and any education-related expenses, including tuition, books, housing and more. The loans can even be applied toward a new personal computer for school use. The loan may also be used to cover past-due balances.
When does repayment begin?

Repayment varies depending on the loan type and whether you're an undergraduate, graduate, or continuing education student.

For undergraduate students:

* For immediate repayment loans, payment of principal and interest begins approximately 45 days after the last disbursement
* For loans with deferred principal and interest, repayment of principal and interest begins 6 months after graduation (or if student ceases to be enrolled at least half-time prior to graduation, repayment of principal and interest begins 6 months after that event)
* For loans with deferred principal payments, interest payments begin approximately 45 days after the loan's first disbursement and payments of principal and interest begin approximately 45 days after graduation (or if a student ceases to be enrolled at least half-time prior to graduation, repayment of principal and interest begins approximately 45 days after that event)
* $25 minimum monthly payment (view repayment examples).

For graduate students:

* Repayment of principal and interest begins 6 months after graduation (or if the student ceases to be enrolled at least half-time prior to graduation, repayment of principal and interest begins 6 months after that event.
* $25 minimum monthly payment (view repayment example).

Can I choose my payment due date or change it?

Once the payment due date is established, the date cannot be changed. However, you have the option to make a payment at any time before the due date.
Can I make more than the minimum loan payment each month?

You may prepay all or any portion of you loan at any time without penalty. Prepayment can significantly reduce the total amount of interest paid over the life of the loan.
Are there any fees or penalties associated with early repayment?

No. You can repay your Chase Private Education Loan early without a penalty or fee.
What are my deferment options?1

Deferment options differ depending upon the student's status (view repayment examples).

For undergraduate students:

* Immediate Interest Only (Defer Principal)
Pay only interest for up to 4 years while continuously enrolled in school (5 years if enrolled in 5-year degree program). Repayment of principal and interest then begins within, 45 days after graduation or withdrawal from school.
* Defer Principal and Interest
Make no payment for up to four years while continuously enrolled in school (5 years if enrolled in 5-year degree program). plus 6 months after graduation. Repayment of principal and interest then begins within, 180 days after graduation or withdrawal from school.

Pay principal and interest in a fixed monthly amount beginning within approximately 45 days after funds are disbursed.

For graduate students:

* Defer Principal and Interest
Up to 4 1/2 years (8 1/2 years in the case of medical students) including grace period while continuously enrolled in school.
* Medical Students
Request a deferment after graduation for up to four years while completing an internship or residency, as long as the total deferment does not exceed the program maximum of 8 1/2 years including grace period.

For continuing education students:

* Principal and interest are automatically deferred
* Repayment begins the earlier of the dates which are (i) 6 months after the student graduates or earns a certificate, (ii) 6 months after the student ceases to be enrolled at the school, or (iii) 2 years after the date of the last loan disbursement
* If the student is not enrolled in a degree or certificate program, repayment begins either (i) 6 months after the end of the academic period to which the loan relates or (ii) 6 months after the student ceases to be enrolled at the school, whichever is earlier.

How can I apply?

You can apply online for a Chase Private Education Loan right now. Or, contact a Chase loan consultant toll-free at the number above .

1. Interest continues to accrue during deferment and will be added to the principal balance of your loan quarterly.
Further information

Repayment Examples of Undergraduate Private Education Loan

Repayment Examples

Chase knows that repayment terms need to be flexible depending upon the student and the situation. With three different repayment options for undergraduate students, Chase has ensured that repayment of the undergraduate loan will be easy for all borrowers.

Undergraduate Option 1
Deferred Principal and Interest Repayment

Make no payments for up to four years while continuously enrolled in school (5 years if enrolled in 5-year degree program). Repayment of principal and interest then begins within 180 days after graduation or withdrawal from school.
Undergraduate Option 2
Immediate Interest Only Repayment

Pay only interest for up to four years while continuously enrolled in school (5 years if enrolled in 5-year degree program). Repayment of principal and interest then begins within 45 days after graduation or withdrawal from school.
Undergraduate Option 3
Immediate Repayment of Principal and Interest

Pay principal and interest in a fixed monthly amount beginning within approximately 45 days after funds are disbursed.
Undergraduate Loan Repayment Examples
Option 1:
Deferred Principal and Interest Option 2:
Immediate Interest Only Option 3:
Immediate Repayment of Principal and Interest
Amount Requested $10,000.00 $10,000.00 $10,000.00
Origination Fee 0.00% 0.00% 0.00%
Principal Amount of Loan $10,000.00 $10,000.00 $10,000.00
Interest Rate 5.50% 5.50% 5.50%
Term 240 months 240 months 240 months
Fund Date 07/01/2008 07/01/2008 07/01/2008
First Payment Date, Interest Only 08/07/2008
Deferment 48 months 48 months
Grace 6 months 6 months
Total Deferment 54 months 54 months
First payment date 02/07/2013 02/07/2013 08/07/2008
Repayment Terms
54 payments $45.96
185 payments $80.10
239 payments $85.91 $68.86
1 payment $86.78 $61.36 $67.46
APR as low as 5.50% 5.50%
APR during Deferment Period 5.04%
APR during Repayment Period 5.50%

These are examples of current program offerings based on student-only borrowers with excellent credit attending a four-year school and are subject to change. The interest rates used above are based on the Prime Rate. The current index is 5.0%, based on the value of the Prime Rate from the first business day of June of 2008. The interest rate and payments are variable and adjusted quarterly. The interest rate and APR will increase or decrease during the list of the loan if the Prime Rate Index increases or decreases. Using a qualified cosigner may reduce the interest rate by 0.50% from the rates above.

The margins can vary from 0.50% to 9.0% and the origination fees can vary from 0.0% to 4.99% based on the school type and borrower and cosigner (if applicable) creditworthiness.

These are examples of current program offerings and are subject to change.
Graduate Loan Repayment Example
Defered Principal and Interest
Amount Requested $10,000.00
Origination Fee 0.00%
Principal Amount of Loan $10,000.00
Interest Rate 5.50%
Term 240 months
Fund Date 7/1/2008
Deferment 24 months
Grace 6 months
Total Deferment 30 months
First Payment Date 02/07/2011
Repayment Terms
239 payments $78.33
1 payment $77.55
APR during Deferment Period 5.28%
APR during Repayment Period 5.50%

These are examples of current program offerings based on student-only borrowers with excellent credit attending a four-year school and are subject to change. The interest rates used above are based on the Prime Rate. The current index is 5.0%, based on the value of the Prime Rate from the first business day of June of 2008. The interest rate and payments are variable and adjusted quarterly. The interest rate and APR will increase or decrease during the list of the loan if the Prime Rate Index increases or decreases. Using a qualified cosigner may reduce the interest rate by 0.50% from the rates above.

The margins can vary from 0.50% to 9.0% and the origination fees can vary from 0.0% to 4.99% based on the school type and borrower and cosigner (if applicable) creditworthiness.

These are examples of current program offerings and are subject to chang
Further information here

OVERVIEW of Undergraduate Private Education Loan

Overview

Chase makes getting your student loan fast and easy. When it comes to your educational funding needs, you can't afford to wait. Chase has streamlined the loan process - so you can get the money you need quickly.
Eligibility

* You must be an undergraduate/graduate student 18 years of age or older.
* Undergraduate students must be enrolled at least half-time in a degree or certificate program at a Chase approved school. (For students attending less than half-time, please see the Chase Continuing Education Loan.)
* Graduate students must be enrolled at least half-time in a graduate or professional program at a Chase approved school . (For students attending less than half-time, please see the Chase Continuing Education Loan.)
* At least one applicant1 must be creditworthy and must be a U.S. citizen or Permanent Resident.

Note: An approved school is any accredited degree-granting institution of higher education approved by Chase.
Deferment2

Defer payments until after you graduate! Deferment options differ depending upon the student's status.

For undergraduate students:

* Defer Principal and Interest
Make no payments for up to four years while continuously enrolled in school (5 years if enrolled in 5-year degree program). Repayment of principal and interest then begins within 180 days after graduation or withdrawal from school.
* Immediate Interest Only (Defer Principal)
Pay only interest for up to 4 years while continuously enrolled in school (5 years if enrolled in 5-year degree program). Repayment of school principal and interest then begins plus approximately 45 days after graduation or withdrawal from school.
* Immediate Repayment of Principal and Interest
Pay principal and interest beginning within approximately 45 days after funds are disbursed

For graduate students:

* Defer Principal and Interest
Up to 4 1/2 years (8 1/2 years in the case of medical students) including grace period while continuously enrolled in school.
* Medical Students
Request a deferment after graduation for up to four years while completing an internship or residency, as long as the total deferment does not exceed the program maximum of 8 1/2 years including grace period.

For continuing education students

* Principal and interest are automatically deferred.
* Repayment begins the earlier of the dates which are (i) 6 months after the student graduates or earns a certificate, (ii) 6 months after the student ceases to be enrolled in the school, or (iii) 2 years after the date of the last loan disbursement.
* If the student is not enrolled in a degree or certificate program, repayment begins either (i) 6 months after the end of the academic period to which the loan relates or (ii) 6 months after the student ceases to be enrolled at the school, whichever is earlier.

Loan Process

Here's how the loan process works:

* To request your loan, apply online or call the number above, toll-free.
* Once your application is submitted, you can be conditionally approved in as little as 60 seconds!3
* Download your loan documents online or we can mail them to you.
* Complete, sign and return (by fax or mail) your pre-filled loan documents and the required verification documentation materials.
* Once these documents are received, your application will be processed as quickly as possible ... we can mail your funds to you in as little as two days if you qualify.

Loan Servicing

Chase Student Loan Servicing, LLC is pleased to service your loan. We pride ourselves on providing accessible and personalized service together with convenient telephone access to your account information. Shortly after your loan is processed and funded, we will contact you with your repayment information.

If you have any questions about your new loan, please contact one of our customer service representatives at customerservice@collegeloansite.com or call the number above, toll-free Monday through Friday, 8AM to 5PM (EST).

1. You may need a co-signer since this is a credit-based loan.

2. Interest continues to accrue during deferment and will be added to the principal balance of your loan quarterly.

3. Subject to verification of application information.
Further Information

Financing News: - "Education Loan for Undergraduate Private Education"

Undergraduate Private Education Loan

* Overview
* Repayment Examples
* Frequently Asked Questions

Get Money When You Need It Most
When you need help with college expenses...

Chase offers a Private Education Loan Program that provides up to $40,000 per academic year to cover any of your education related expenses. We make getting your money fast and easy and make no payments until after graduation!
Loan Amount up to $40,000 per academic year ... up to $150,000
Processing Time preliminary approval in minutes on the phone or Web
Repayment Begins 6 months after graduation with most repayment options
Interest may be tax-deductible1
Web Application Apply quickly and easily online
No payments until after graduation2

Get the money you need now ... and choose a repayment term that doesn't begin until after graduation (see repayment examples). Apply today to take advantage of our competitive interest rates.

Remember, you can use the Chase Private Education Loan for any qualified education-related expenses including:

* tuition
* living expenses
* books
* computer equipment
* even past-due tuition bills

It's up to you! But don't wait to apply, take care of your college expenses now!
Apply now!

There are no complicated forms or lengthy interviews. Best of all, this is a credit-based loan so your request won't be denied for making too much money or having other financial aid. Simply apply online or call us at the number above, toll-free.

1. Consult your tax advisor regarding the deductibility of interest.

2. May not apply to Continuing Education students.

More information see here

Thursday, August 21, 2008

USA. Brunswick increases number of scholarships awarded to children of Brunswick Dealership employees

Brunswick Corporation (NYSE: BC) and the Brunswick Foundation recently awarded $56,000 in scholarships to assist with college tuition fees to 28 sons and daughters of employees of dealers who participate in Brunswick Dealer Advantage. The number of awards increased from last year to accommodate expansion of Brunswick Dealer Advantage, which in addition to qualifying marine dealers in the United States also includes Brunswick marine dealers in Canada as well as Brunswick Billiards dealers and Life Fitness dealers in both countries.

Students eligible for scholarships included those whose parent(s) are employees of dealerships that sell qualified Brunswick brands and participate as Gold or Platinum dealers in Brunswick Dealer Advantage. In addition to the scholarship program, Brunswick Dealer Advantage offers a range of benefits and services designed to address the operational, customer and employee needs of independent Brunswick dealers.

"In the wake of rising college tuition, I am truly appreciative for the opportunity to apply and receive a Brunswick scholarship,” said scholarship recipient Annie McCarthy. Annie’s family has owned and operated McCarthy’s Marine in Brielle, N.J., for more than 60 years. “I encourage all eligible students to partake in this advantage. I would like to thank Brunswick for their continued support of their dealers and employees in the pursuit of higher education.”

Scholarships were awarded based on the applicant's academic record and leadership abilities as demonstrated by extracurricular activities. The $2,000 scholarships apply toward achievement of baccalaureate degrees.

“Brunswick is committed to helping its dealers and their families realize their dreams,” said Russ Lockridge, vice president and chief human resources officer for Brunswick Corporation.

“For more than 50 years, the Brunswick Foundation has contributed to the charitable interests of its employees and the communities in which they live,” said Adrian Sakowicz, president of the Brunswick Foundation as well as Brunswick’s vice president - strategic partnerships. “Our contribution to the Dealer Sons and Daughters scholarship program helps prepare our next generation of leaders.”

Scholarship recipients were selected by an impartial, external committee comprised of academic professionals from Northwestern University, Evanston, Ill., University of Notre Dame, Notre Dame, Ind., and Marquette University, Milwaukee, Wis.

Recipients include:

Recipient


Dealership


Location

Ashley C. Berglund


Olympic Boat Center


Tacoma , Wash.

Kathleen Falco


Sportsman's Outfitter


Lee's Summit , Mo.

Evan Feuerstein


Fred Chall Marine


Freeport , N.Y.

Heidi Frisinger


Marine Plus


Cadott , Wis.

Lauren Gribble


Boatswain's Locker


Costa Mesa , Calif.

Matthew Gribble


Boatswain's Locker


Costa Mesa , Calif.

Portia Hurney


Pierre Sports Center


Pierre , S.D.

Michael D. Johnson


Olympic Boat Center


Redmond , Wash.

Kelsey Lautrup


Cariboo Supply


British Columbia

Shannon Lockwood


Lockwood Boat Works


South Amboy, N.J.

Jacob Lueders


Link Recreational


Ottertak , Minn.

Annie McCarthy


McCarthy's Marine Sales


Brielle , N.J.

Jennifer Mervau


Harrisons Marine


Wayland , Mich.

Amy Monteverde


Valley Boat Emporium


Fresno , Calif.

Joseph Nedrow


Choplin Marine


Sanford , N.C.

Randilea Nichols


Nichols Marine


McAlester , Okla.

Nikki Novak


Pierre Sports Center


Pierre , S.D.

Guillaume Poirier


Equipements Poirier


Quebec

Raymond Poirier


Chuck Frantz Marine


Bay City , Mich.

Amanda Rahn


Mobile Marine Service


Independence , Minn.

Amy L. Richardson


Richardson 's Boat Yard


Windham , Maine

Chelsea Shafer


Dave's Marine & Sports


Des Moines , Iowa

Molly Shaw


RPM Service


Naples , Maine

William Stringer


Bay Port Yachting


Ontario

Jami Swenson


Swenson Bros. Marine


Chamberlain, S.D.

Theresa Valentine


Lindy's Sales


Fairgrove , Mich.

Steven Wachter Jr.


Brewer Capri Marine


Port Washington , N.Y.

Lea Williams


Skipper Bud's


Fenton , Mich.
Source: bymnews.com

Wednesday, August 20, 2008

Ph.D Scholarship in Computer Science

The Expertise centre for Digital Media is a research institute of Hasselt University in Belgium. The research team of about 80 people performs scientific research in 3 areas: computer graphics, human-computer interaction and multimedia & communication technology. Hasselt University calls for candidates for the following vacant position (m/f) in EDM:

PhD Scholarship in computer science (2 x 2 jaar)

Scholarship description:
The intended research is situated in the domains of networked virtual environments (NVE) and human-computer interaction (HCI). More specifically, synchronization in scalable networked virtual environments is studied, supporting simulation-based interaction. The investigated synchronization techniques enhance consistency of the status of the virtual environment as presented to all users. Heterogeneous environments (different platforms, I/O devices etc.) are taken into account. Besides synchronization techniques, interaction techniques and the flexibility in their realization play an important role in the envisioned research. Usable multimodal interaction metaphors are designed for individuals as well as groups of users. A division of the users in subgroups is considered for both simulation and interaction between several users in order to enhance performance and social interaction. Further details of the PhD research topics will be determined based on the background and interest of the PhD candidate.

Diploma :
Academic license (4 years), master (5 years) or equivalent diploma in computer science. Students who will complete their studies during the summer, are strongly invited to apply.

Further information
* Content job responsibilities:
Prof. dr. Karin Coninx +32-11-26 84 11, karin.coninx@uhasselt.be
Prof. dr. Kris Luyten +32-11-26 84 11, kris.luyten@uhasselt.be
* Content terms of employment and selection procedure: Jef Vanvoorden, 011-26 80 80, jef.vanvoorden@uhasselt.be

Scholarship Application:
Applicants must use the official application forms which are available at the Rectoraat of Hasselt University, Campus Diepenbeek, Agoralaan - building D, B-3590 Diepenbeek (Belgium), phone +32 - 11 - 26 80 03
or which can be downloaded here

The completed application forms must reach the above mentioned address no later than Friday, August 1st 2008.

Application by e-mail will only be taken into consideration when sent to the following address: jobs (at) uhasselt.be

PhD scholarship for Body Image and Media Students

PhD student for Body Image & Media, Nijmegen, (Gelderland), 32 hours per week Radboud University Nijmegen

Job Description
As a PhD student you will be investigating neurocognitive mechanisms. Visual appearance is an increasingly important factor in the distress experienced by many individuals around the world who fail to meet the beauty standard and body image they have set for themselves. An important factor in this increasing striving for beauty and slimness is the continuous presentation of models with unrealistic, retouched or “photoshopped” features, which represent an unattainable goal for most individuals. The current project is aimed at understanding the cognitive and neural mechanisms through which beauty ideals shape the appraisal of our own bodies and those of others, and why some individuals develop body image disturbances while others remain unaffected. Effects of media on body image will be investigated for old and new virtual media (e.g., looking at effects of real and computer generated models), using a variety of experimental techniques (eye-tracking, ERPs, behaviour, fRMI). The PhD student will participate in the graduate program of the Behavioural Science Institute (BSI), present and publish findings at international conferences and peer reviewed quality journals, and combine scientific findings in a doctoral thesis.

Conditions of employment
Estimated maximum salary per month: eur 2500 - 3000

Maximum salary amount in Euro’s a month 2558
Employment basis: Temporary for specified period
Duration of the contract:
Maximum hours per week: 32

Additional conditions of employment:
The candidate will be appointed as a PhD student (0,8 FTE) for a period of five years. The candidate’s performance will be evaluated after 18 months. If the evaluation is positive, the contract will be extended by 3½ years.

Requirements
Doctorate
Candidates need a Master’s degree in Cognitive Psychology, Cognitive Neuroscience, Social Psychology, or a related field, and should show a sincere interest in the study of body image and media. A background and experience in conducting psychological experiments (using behaviour, EEG, eye-tracking, and/or neuroimaging techniques) and enrolment in a Research Master’s programme (Behavioural Science or Cognitive Neuroscience or related) are considered an advantage. Candidates need to be proficient in English and must have excellent writing ability.

Organization
Radboud University Nijmegen Faculty of Social Sciences
Strategically located in Europe, Radboud University Nijmegen is one of the leading academic communities in the Netherlands. A place with a personal touch, where top-flight education and research take place on a beautiful green campus in modern buildings with state-of-art facilities.
The Behavioural Science Institute studies individual human behaviour as a function of its social and physical contexts. The central goal of the institute is to gain fundamental insight into the causal factors and regulatory processes that govern individual human behaviour. The BSI is an interdisciplinary endeavour aimed at exploring the aetiology of individual human behaviour. The PhD student will participate in the Media and Behaviour Lab group which involves a collaboration between Social Cognition and Developmental Psychopathology programmes of the BSI. The BSI is equipped with extensive lab facilities including eye tracking, EEG, and virtual reality, and has access to neuroimaging facilities (e.g. fMRI) at the F.C. Donders Centre for Cognitive Neuroimaging in Nijmegen.

Application
Additional information about the vacancy can be obtained from:

dr. Hein van Schie
Telephone number: +31 (0)24 3612575

prof. dr. Rutger Engels
Telephone number: +31 (0)24-3611818
E-mail address: r.engels@pwo.ru.nl

You can apply for this job before 31-08-2008 by sending your application to:

Faculteit der Sociale Wetenschappen
Faculty of Social Sciences/P en O
Postbus 9104 6500 HE Nijmegen
E-mail address: vacancies@socsci.ru.nl

DAAD-Scholarships 2009-2010 for Professionals Postgraduate with Relevance to Developing Countries

DAAD-Scholarships for Selected Postgraduate Courses for Professionals with Relevance to Developing Countries 2009-2010 is provided by The German Academic Exchange Service (DAAD). Deutscher Akademischer Austausch Dienst (DAAD) – supports a range of postgraduate courses at German universities which aim at providing academically educated young professionals from Developing Countries (including Indonesia) with further specialised studies.
University graduates who have been working for two years in the public or private sector in technical, economical or agricultural fields, in education or development planning are eligible for these grants. The 42 courses differ in respect to fields of study, language and entry requirements. The age limit for the courses is 32 for Doctoral and 36 years for Master programme.

The funds for these scholarships are provided by the Federal Ministry for Economics Cooperation and Development (BMZ). Due to the limited number of DAAD scholarships for its courses, not all applicants accepted for studies by the German universities can be supported. Therefore, institutions are also encouraged to nominate candidates, whose studies they are willing to finance out of their staff development budget. In this case, an accompanying letter with according statements is necessary for the applicant.
The DAAD supports these selected programmes with a certain quota of scholarships and with financial assistance for a special tutoring system. At the end of the course (programmes run 12 to 36 months, depending on the particular institution) participants can obtain an internationally recognized Master’s or in some courses PhD degree.

Target group: Professionals holding an academic degree and with at least two years of experience in the public or private sector in technical, economical, or agricultural fields, in education or development planning.
Language of instruction : German or English, depending on the degree course.

Application conditions:
- Age limit: 36 years of age at the time of application (for some courses 32 years)
- Academic degree (min IPK 2,75 for Master candidates and 3,00 for Doctoral candidates) and at least two years of professional experience after completing S1 degree.
- Confirmation of employment from the candidate‘s employer in the home country and where possible a guarantee of re-employment upon his/her return to the home country
- Two letters of recommendation of recent date
- A statement of motivation for participation in the postgraduate course with emphasis on the relevance to his/her occupation (1-2 pages)

List of DAAD-Scholarships 2009-2010 Study Programs offered


For postgraduate courses held in English: International TOEFL-Language test of a minimum of 550 points (course at FHTW Berlin 580 points) or IELTS-Test Volume 6.0.

Closing date for applications is 4th September 2008 at the DAAD Jakarta Office

Course Commence: September/October of the following year (preceeding German-language course from April or August).
Course Duration: 12 to 36 months, depending on the postgraduate course (see annex).
Special Remarks:
- Participants in postgraduate courses in which English is the language of instruction receive a scholarship for a two-month intensive German language course.
- Participants in postgraduate courses in which German or German/English is the language of instruction receive a scholarship for a six-month intensive German language course. Please note that the candidates must have certain German language certificate at the time of application.

Form and documents to be submitted
1. DAAD Scholarship Form Application
2. Accompanying documents (PLEASE SET IN THE FOLLOWING ORDER)
a) Curriculum Vitae (please use the europass specimen form at Europass)
b) A Statement of motivation for participation in the postgraduate courses with emphasis on the relevance to his/her occupation
c) Two letters of recommendation of recent date, each from supervisor at your company/institution, and from your previous academic supervisor
d) Confirmation of employment from the candidate’s employer in the home country and where possible, a guarantee of re-employment upon his/her return to the home country
e) Academic Degree Certificate (certified copies of original) in Bahasa Indonesia and English/German translation
f) Academic transcript, covering the complete duration of academic studies (certified copies of original) in Bahasa Indonesia and English/German translation
g) Secondary School Leaving Certificates/ijazah SMA (certified copies of original) in Bahasa Indonesia and English/German translation
h) English language certificate for postgraduate courses held in English request an international TOEFL of a minimum of 550 points (course at FHTW Berlin 580 points) or IELTS-Test Volume 6.0. Please do not submit “prediction TOEFL”. For postgraduate courses held in German: please see the details on the course list. Certain level of German language exam may be required before admission to the course.

Applications must reach DAAD Jakarta Office before the deadline. Any incomplete applications handed in after the deadline can not be taken into consideration.

ALL DOCUMENTS MUST BE SUBMITTED IN TRIPLICATE

DAAD Jakarta Office
Summitmas I Building 19th Floor
Jl. Jend. Sudirman Kav. 61-62
Jakarta 12190
Contact person: Endah C. Anggoro
E-mail: Endah@daadjkt.org

Tel.: (021) 520 0870; 525 2807
Fax.: (021) 525 2822
E-mail: info@daadjkt.org

Counseling hours: Monday to Thursday, 1:30 pm – 4:00 pm.
You are welcome to make an appointment for personal counseling before you apply.

PhD Scholarship to Study in the Auckland Volcanic Field image

The School of Geography, Geology and Environmental Science at the University of Auckland, New Zealand, invites applications from outstanding students to fill three fully-funded 3-yr PhD positions to study the Auckland Volcanic Field, North Island, New Zealand. These PhD research projects form key components of a major, multi-year integrated research programme with the long-term aim of determining volcanic risk in Auckland.
The Auckland Volcanic Field is a small-scale monogenetic intra-plate basaltic system that has produced about 50 small centres in the form of tuff rings, maars, cinder cones and associated lava flows during its estimated 250 kyr lifetime. The most recent eruption was about 700 years ago, and the field is still considered potentially active.

PhD projects available:

1. Petrology of the Auckland Volcanic Field (AVF)
The volcanology, mineralogy and geochemistry of the AVF has been generally described and this project will focus on detailed studies (mineral chemistry, melt inclusions, isotopes, trace element modelling) which will lead to an understanding of how the mantle yields small scale melts and how these melts become modified during their rise to the surface. The successful applicant will have an interest in volcanic rocks, mineralogy and geochemistry; an ability to apply mathematical models will be an advantage. He or she will be expected to work closely with the PhD candidate working on the complementary project investigating physical controls of monogenetic volcanism.
Research team: Ian Smith (ie.smith@auckland.ac.nz), Colin Wilson, Steve Blake, Jan Lindsay

2. Physical controls on monogenetic basaltic volcanism
This project focuses on developing a quantitative understanding of the physical controls on monogenetic basaltic volcanism. The focus will be on the Auckland Volcanic Field, but suitable ancient analogues will also be targeted. The successful candidate will undertake field investigations to improve the current structural and tectonic model for the Auckland volcanic Field, and determine the relationship, if any, between tectonics and volcanism in this region. From a strong foundation in field observation, the candidate will formulate models for the transport of magma through the crust and test these using numerical simulations. This project provides an opportunity to produce innovative insights into how monogenetic volcanism evolves and varies in both time and space. Applicants for this PhD project should have a strong foundation in structural geology, tectonics and volcanology, and a high level of numeracy. The successful applicant will be expected to work closely with the PhD candidate working on the complementary project investigating the petrology of the Auckland Volcanic Field.
Research team: Julie Rowland (j.rowland@auckland.ac.nz), Colin Wilson, Steve Blake

3. Quaternary crypto-tephra study of sediments in Auckland maars
Auckland Volcanic Field maars contain excellent sequences of laminated lake sediments with numerous tephra layers from local and distant volcanoes, spanning the last 50,000 years. A candidate is needed to construct a tephrostratigraphic record of ash fall based on crypto-tephra (microscopic ash) layers. The purpose is to assess the past frequency and sources of ash fall in Auckland for hazard analysis. The project will involve the extraction and geochemical analysis of glass shards from sediment cores. A background in lake sediment cores; micro-geochemical analysis or tephra studies could be an advantage, but is not required.
Research Team: Phil Shane (pa.shane@auckland.ac.nz), Paul Augustinus, Graham Leonard, Jan Lindsay

Scholarship General information
Each PhD position includes a 3-year stipend of NZ $25,000 per annum (tax free), university fees and research costs (including field and analytical costs, and travel to national and international conferences). Applicants should provide a CV and include contact details of 2-3 referees and a short letter of motivation and research skills. Applications due by 30 September 2008 with an expected start date by December 08.

Applications should be emailed to Jan Lindsay: j.lindsay@auckland.ac.nz For specific information on each project contact the relevant team leader. For general information contact Jan Lindsay.

Friday, August 8, 2008

How to Write a Winning Scholarship Essay: 30 Essays That Won Over $3 Million in Scholarships



How to Write a Winning Scholarship Essay: 30 Essays That Won Over $3 Million in Scholarships

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Kaplan Scholarships 2009 Edition: Billions of Dollars in Free Money for College


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